[RunItUpTheGut]

RIUTG,

Router:
WPA2 security is fine, but router's default user/password.
I would also change the routers LAN ip from the default
I would disable DHCP and assign ip addresses manually....better to use
The common ip addresses are 192.xxx.xxx.xxx and 189.xxx.xxx.xxx, so your better off using something different like 194.189.1.xxx

In windows, setup an admin user for updates, software installs, etc Then, make a user account to actually use as your daily account, assign standard user privileges (will differ based on Windows version) to this user account. This will protect you from a lot of the spam ware, virus scripts, key loggers, and stuff that you can get online. I also recommend Avast's free virus scanner.

Ive changed the passwords.
I should be good now when it comes to everything the only thing i havent done is change the ip address but ive been checking the dhcp client list quite often and nothing ever popped up.

I found out the wife gave our password to her friend who is our next door neighbor and thats what was cutting into my usage and stream.
I cut that crap off and now the wife dont even have the password so i know my house is the only one who has this internet on it.