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I have a number of close friends who actually practice medicine, I will take their opinion (which differs from yours greatly) over a nursing home staffer, no offence intended. At any rate, I have been paying for my own insurance for a number of years now and I can tell you, insurance rates didn't start to go up at any appreciable level until ObamaCare was rammed through.

You need to understand something. A health insurance company is merely a group of people who work and have money and have banded together to share each other's health care costs. It's cheaper for each individual, to create a pool of money which is contributed to by many healthy folks who only need health care on occassion, than it is to just pay as you go. Especially in the case of catastophic illness. It's cheaper to share the risk among many contributors. But, when we add over 30 million freeloaders to the mix, that easing of sharing the risk goes away, and we're back to where we started or worse. You think about that for a while. IMO, when one doesn't work, they don't deserve top of the line health care. Unfortunate, but none the less, an entirely equitable and fair arrangement.

http://www.cnn.com/2012/06/27/politics/b...index.html


http://aspe.hhs.gov/health/reports/2011/...1/ib.shtml