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If I was a share holder I would want more than 15%. guess what happens when you take the profit motive out of a company?
When the government begins to tell companies how much profit they can "legally" make it's a sad day in America. By the way can you guess what an unintended consequence of this type of attitude?

i personaly do not believe in a third party making profit on
somebody being sick hint insurance company's i do think
15% is still pretty good return on your money