[Beetle01]

It's foolish to even remotely suggest that by adding a large number of participants, of whom a large percentage more than likely have pre-existing conditions, that this plan will drive the cost of insurance down. Common sense Beetle, Common sense.

After I read that early part of your post I didn't really consider much of what else you had to say. That part spoke volumes.

Thats to bad because if you would have you would have read where I explained how it would bring costs down. These companies operate off of a ratio. Meaning the average percentage of the people they insure that get sick will relatively stay the same no matter how many they insure. In actuality they will make more money if more people are insured, but they wont keep the same rates, they will drop to become more competitive for the increased consumer market of insurees. As more and more become insured and hospitals take less of a hit from uninsured people, their costs will go down, so the costs of the visit/procedure will also go down. There will be plenty of people with pre-existing conditions, no doubt, but currently those people are already draining on the HC industry with no insurance, and driving up the price anyways, insuring them is not going to be a bad thing.

The biggest strain is going to be illegals, most of whom live in poverty, eat unhealthy, poor living conditions, and no insurace. Time for them to go.