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Children Up To Age 26 Can Stay On Their Parents' Insurance
Health care reform law allows adult children to remain on their parents' insurance policies until their 26th birthday, at the parents' choice. Financial dependency, student status, marital status, employment and residency can no longer be used to determine a child's eligibility for coverage on his or her parent's health insurance policy. This change applies to all new policies sold after September 23, 2010, and to existing policies on the policy's renewal date. (In many cases, policies' plan years begin on January 1,making this the policy's renewal date.) Additional information on the dependent coverage extension is available on the U.S. Department of Health and Human Services website.