[topnotch]

no college football team is d1 so in that part you are right.
Schools are fbs and fcs.

gut you are right about the lower divisions however there are
d1 colleges. In kentucky we have 3, uk, louisville, western ky
tennessee has middle tenn. Vanderbelt, university of tennessee, and memphis. I am not sure how it is determined, i think it is how many full scholarships you award, plus your schedule ohio has several miami, university of cincinnatti, akron, ohio university, ohio state, bowlingreen i know i am overlooking 2 maybe 3. Look at the schedules, austin pea plays murray, eastern, morhead, east tenn, it is totally different. Just google ncaa d1 football teams.