[Beetle01]

My solution would be as follows:

Mandatory Insurance by all employers for all workers, full-time or not
The Insurance standards and coverages would be the same as our government officials recieve.
A new Health-Care Cost efficiency department-regulates insurance costs, medicinal costs.
Government assistance to drug companies and insurance companies.If someone contracts some terrible illness and bills run up to 3 million, the government will step in and cover most. This is to protect Insurers and Insurees.
No taxes on medical doctors. However, govt. standards on what can be charged for certain procedure. If a doctor makes 200k after taxes now, he will makes 200k tax free under new plan. Thus lowering healthcare costs and not running people out of the medical field.(also keeps bills from rocketing to 3mil)
College students who do not fall under their parents insurance. Will recieve Govt. Insurance.
Govt. monetary awards for groundbreaking discoveries in the medical field. Medicine or devices.
In cases where carrying insurace for a small privately owned business would bankrupt said business, employees will fall under govt insurance.
Those on welfare(which I have a solution for it, but thats for antoher thread) or unemployment will recieve government mandated coverage. As long as their is proof of attempts to find employment or goto school.
If an employee falls under both govt and employer insurance, they will then be carried by the government, with 1/2 the normal fees being covered by employer, if employer does not fall under mom and pop clause. Mainly applies to students.

Medicare, Medicaid, and Disability will no longer exist, they will be converged into the Unified American Health Care Coverage.(which is my name for this)

Illegals will not recieve coverage, however, they will recieve emergency care as they do now, and coverage for life threatening diseases. I know this opens a door for a major increase in expense, and it will have to be decided on by the HCCED, but that's the best I could do without bankrupting a solid system of healthcare for all Americans.


Obviously there's other small things that need to be covered. However, I think if someone would take this outline for a healthcare plan in this country, everyone's healthcare would be better and cheaper.