[Mr.Kimball]

It's an additional income tax if you don't carry health ins coverage. If you choose not to, you will drive up the costs on the rest of us and I don't want to pay for an irresponsible decision to decline health ins. Those refusing health insurance drive up the costs of everyone else because:

* If you can't pay your health care expenses the rest of us will pay them through increased taxes or higher costs with the provider that has to eat the loss.
* The more in the underwriting pool the lower the cost for the rest of us.
* The individual mandate on the insurers to keep the cost of health ins down or risk a political backlash that would bring regulation and price control of their product.

I'm not agreeing with that at all. It's only cheaper if those that particpate are of of a healthy nature. This is not a business that thrives on sheer volume driving costs down. This aint Sam's Club, where is costs the same for a manufacturer to delivery a fully loaded truck as it does a half loaded truck of products. Unhealthy particpants actually drive up the costs. It works in reversal to what you are stating.